Best Credit Card to apply

Best Credit Card to apply

Best Credit Card to apply SBI Prime V. SBI Elite Vs. Simple Click SBI Card features and fee’s

Before applying for any credit card, we must know three thing to save our money and get benefited with new credit card.

  • Joining Fee
  • Yearly Fee
  • Yearly Fee reversal spending limit, terms and conditions

Tip: Simple Click credit card has advantage of lower yearly fee and Amazon gift card worth Rs. 500/- on online transactions. (Most popular credit card offered by SBI Bank)

Compare SBI Credit Card Features and Advantages
SBI Card PrimeSBI Card ELITESimply CLICK SBI Card
(Fees: ₹ Rs. 2,999 + Taxes)(Fees: ₹ Rs. 4,999 + Taxes)(Fees: ₹ Rs. 499 + Taxes)
Annual Savings – Rs. 30,000Annual savings – Rs. 33,000*Annual savings – Rs. 6,000*
Welcome gift e-Voucher worth Rs. 3000Welcome gift worth Rs. 5,000Amazon.in Gift Card worth Rs.500** on joining
Rs. 1000 Pizza Hut e-Voucher on quarterly spends of Rs. 50,0005 X on Dining, Grocery and Departmental Spends10X rewards on spends with exclusive partners, 5X rewards on all other online spends
Rs. 7000 Yatra/Pantaloons e-gift Voucher on annual spends of Rs. 5 lakhs2 Reward Points on every Rs. 100 Spent1 reward point on every Rs.100 spent, Approx. 4 reward points = Rs.1
Annual fee reversal on spends of Rs. 3 lakhs in a yearFuel Surcharge waiver of up to Rs. 250 every monthFuel Surcharge waiver of up to Rs. 100 every month
4 complimentary visits to International Lounges under Priority Pass ProgramAdjust outstanding on the card with Reward Points. 4 Reward Points = Rs. 1e-vouchers worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs.2 Lakhs each
10X Rewards on Birthday and 7.5X Rewards on Preferred PartnersEarn up to 50,000 Bonus Reward Points every yearMembership fee reversal on annual spends of Rs.1 Lakh
5X Rewards on Dining, Grocery, Department store and MoviesGet 2 movie tickets from Book My Show every month worth Rs. 250 each

Complimentary Membership to Priority Pass Program

Exclusive Concierge Service for various Lifestyle Offers

Exclusive Rewards Catalogue for Reward Point Redemption across various product categories – Travel, Holidays, Superstore Vouchers

* Assuming 5 Lakh Annual Spends with 40% Spends on 5X Categories
*Assuming 2 Lakhs of annual spends with 50% online spends. Exclusive partner spends = 25% of total spends. ** On payment of annual fee of Rs.4

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